Free credit and report South Dakota

Thanks to the Fair and Accurate Credit Transactions Act of 2003, each bureau must supply every consumer with one free credit report a year. But while meeting the minimum requirements of this federal mandate, the Big Three have been energetically tapping online shoppers for hundreds of millions of dollars of fresh revenue and profit. By selling credit data via websites that use "free credit report" and "free credit score" as inducements to free credit and report South Dakota sign up for credit monitoring, which has become a cash cow. No surprise that the vast matrix of websites pitching credit data to consumers engenders befuddlement. credit report with score Even industry insiders say it's all too easy for consumers to get flummoxed. "There should be more education about what you receive and how to navigate the various sources of free credit and report South Dakota information," says Mark Catone, senior vice president of First American Credco, which processes credit reports. Experian, for instance, sells to consumers at Experian.com and at six other free credit and report South Dakota sites. credit cards Experian spokesman Don Girard says that selling to consumers at websites using different names "is just creative marketing." TransUnion, privately owned by free credit and report South Dakota the billionaire Pritzker family of Chicago, operates TrueCredit.com, the site where Wendy Temple bought her TransRisk credit score, as a wholly owned subsidiary. Another major subsidiary, TransUnion Interactive, distributes consumer products via dozens of independently run websites, company spokesman Steve Katz says. These include PrivacyMatters.com, free-credit-reports.com, Credit.com, Free3BureauCreditReport.com, FreeCreditReportsInstantly.com, speedycreditreports.com and SpendonLife.com, Katz says. view my credit report Equifax alone sells consumer products primarily through its eponymous website, Equifax.com.